Saving money sounds tough, right? But what if we told you it can be super easy—like “find a dollar in your pocket” easy? Whether you're saving for a vacation, holiday gifts, or just a little rainy-day fund, here are the best ways to make saving simple (and kinda fun).
1. Make It Automatic
Ever forget to save? No worries! Set up automatic transfers from your checking to your savings. It’s like sneaky saving—before you even see the money, it’s already tucked away!
2. Use a Club Account
A Club Account is like a secret stash just for holidays, vacations, or whatever big plans you have. You put money in little by little, and when it’s time to spend, BOOM—you’ve got cash ready to go! Check out HealthShare’s Club Accounts to make saving a breeze.
3. Save Your “Extra” Paychecks
If you get paid biweekly, there are two months every year when you get THREE paychecks instead of two. Instead of spending that extra paycheck, put it straight into savings—it’s money you weren’t expecting, so you won’t even miss it!
4. Pack Your Lunch
Eating out adds up fast. Even swapping just one takeout meal for a homemade lunch can save you $10–$15. Do that a couple of times a week, and you could save $50 or more every month. Bonus: You’ll probably eat healthier, too!
5. Try a No-Spend Challenge
Pick a weekend (or even a whole week) where you don’t spend money on extras like takeout or coffee runs. Put whatever you WOULD have spent into your savings. It’s a fun challenge—and your savings will love you for it!
6. Save Your “Bonus” Money
Got a birthday check? Tax refund? Work bonus? Instead of spending it all, stash a little (or a lot) in your savings. It’s free money—make it work for you!
7. Play the $5 Game
Every time you get a $5 bill, don’t spend it—save it! It’s so simple, and before you know it, you’ll have a nice little stash without even trying.
8. Skip One Small Thing
Cutting something tiny—like one coffee a week, one streaming service, or one fast-food run—can add up fast. Even just $10 a week turns into over $500 a year!
9. Keep Your Eye on the Prize
Saving is easier when you have a goal. Want a beach trip? A new gadget? A holiday shopping spree? Give your savings account a fun name, like “Hawaii 2025” or “Christmas Magic,” so every time you add money, you remember what it’s for.
Start Saving Today!
You don’t need to be a money pro to save—you just need a few easy tricks! Set up a Club Account at HealthShare Credit Union, try a couple of these hacks, and watch your savings grow (with almost no effort!).
Got a favorite savings tip? Share it with us! 💰🎉
