Loan Rates

Auto Loan Rates

Product
Term
APR1
Auto - 2021 & Newer
60 months
As low as 6.49%
Auto - 2021 & Newer
72 months
As low as 6.99%
Auto - 2021 & Newer
84 months
As low as 7.24%
Auto - 2017 - 2020
60 months
As low as 6.99%
Auto - 2017 - 2020
72 months
As low as 7.24%
Auto - 2017 - 2020
84 months
As low as 7.49%
Auto - Older than 2017
60 months
As low as 7.74%
Auto - Older than 2017  ($20,000+)
84 months
As low as 9.99%
Credit Builder/ Rebuilder
60 months
As low as 15.95%
Motorcycle - 2018 & Newer
48 months
As low as 7.24%
Motorcycle - 2018 & Newer
60 months
As low as 7.49%
Motorcycle - 2018 & Newer
72 months
As low as 7.99%
Motorcycle - 2018 & Newer ($20,000+)
84 months
As low as 8.49%
Motorcycle - 2011 - 2017
48 months
As low as 8.49%
Motorcycle - 2011 - 2017
60 months
As low as 8.99%
Motorcycle - 2011 - 2017 ($20,000+)
72 months
As low as 9.49%

Recreational Loan Rates

Product
Term
APR1
Motor Home/ Boat/ Travel Trailer - 2018 & Newer
84 months
As low as 7.994%
Motor Home/ Boat/ Travel Trailer - 2018 & Newer ($25,000+)
108 months
As low as 8.74%
Motor Home/ Boat/ Travel Trailer - 2018 & Newer ($25,000+)
120 months
As low as 8.99%
Motor Home/ Boat/ Travel Trailer - 2018 & Newer ($50,000+)
180 months
As low as 9.24%
Motor Home/ Boat/ Travel Trailer - 2013 - 2017
84 months
As low as 9.24%
Motor Home/ Boat/ Travel Trailer - 2013 - 2017 ($25,000+)
108 months
As low as 9.49%
Motor Home/ Boat/ Travel Trailer - 2013 - 2017 ($25,000+)
120 months
As low as 9.74%
Motor Home/ Boat/ Travel Trailer - 2013 - 2017 ($50,000+)
180 months
As low as 10.24%
Other Goods
72 months
As low as 9.74%

Personal Loan Rates

Product
Term
APR1
Personal Loan (below $20,000)
36 months
As low as 9.24%
Personal Loan (below $20,000)
48 months
As low as 10.49%
Personal Loan ($5,000+)
60 months
As low as 10.74%
Personal Loan ($7,500+)
72 months
As low as 11.24%
Personal Loan ($10,000+)
84 months
As low as 11.74%
Savings & Certificate Secured
up to 120 Months
3.00% above current rate
Home Equity Line of Credit (HELOC)
up to 120 Months
As low as Prime + 0
(minimum rate of 3.50%)

Home Equity Rates

Product
Term
APR1
Home Equity Line of Credit (HELOC)
up to 120 Months
As low as Prime + 0
(minimum rate of 3.50%)

1APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Rates based on Credit Score and term. Exact rate quoted at time of approval. Consult a tax advisor - home equity loan interest may be tax deductible. Contact us for more information.

Rates Effective as of October 1, 2024

Mechanical Breakdown Protection

With a vehicle service contract you can add protection against the unexpected high cost of vehicle repairs.

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Guaranteed Asset Protection (GAP)

The last thing you want to think about right now is a total loss on your new vehicle … But you should!

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Credit Disability & Life Insurance

Credit Disability and Life Insurance can help ease the financial stress for you and your family should you be out of work due to a total disability or in the event of your death.

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You could save $652* on car insurance. Get a quote. TruStage Insurance Agency

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Convenience at Your Fingertips

 

Life is already busy and can be hectic at times. Why not do yourself a favor and make life one step easier by taking advantage of our electronic services including mobile banking, eStatements, Online Banking and Bill Pay?

See the difference and take advantage of our electronic services today!

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Don’t Just Dream it. Do It...

We can help you find the perfect mortgage!

Purchasing a home is perhaps one of the most important and largest financial decisions you’ll ever make. That’s why you can rely on your credit union for making your dreams come true. Having a dedicated professional to help you navigate the process can be a real plus. We'll work to get you the best rates on the specific loan tailored to your needs.

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Phone: (336) 832-8119
Mortgage Dept: (336) 404-9965
Fax: (336) 832-8129

Lost/Stolen Debit Cards: (800) 523-4175
Lost/Stolen VISA Credit Cards: (800) 325-3678
ABA/Routing Number: 253176037

Moses Cone Hospital
1200 N. Elm Street
Greensboro NC 27401

Wesley Long Hospital
501 N. Elam Ave
Greensboro NC 27403

Alamance Regional Medical Center
1240 Huffman Mill Rd
Burlington, NC 27215

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