Credit Builder Loans
Anyone can go through tough times and get into a financial jam. We love helping members turn things around and get back on their feet!
We want to help our members obtain reiable transportation or get access to money when you need it. Our Credit Rebuilder/Builder loans are designed to help members get their credit rating back on track. We help members gain financial confidence and experience more JOY in lifeTM. We offer a few options to help you turn things around and get back on track.
Credit Builder or Credit Rebuilder Auto Loan
Member must have direct deposit established for two pay periods
Member needs at least six months continuous employment
No credit score requirement
Must be a member for at least 90 days
Must qualify based on your ability to pay
Minimum $500 down payment
Credit Builder and Rebuilder Personal Loan
You can borrow any amount between $1,000 and $5,000
The funds stay on hold in your account until the loan is paid off
Then the funds are yours
It’s a great way to establish a positive payment history and save money
The funds earn interest while you are making the payments
Secured Visa Credit Card
Establish a positive payment history with a secured Visa Credit Card
Deposit the funds equal to your credit limit ($1,000 to $2,500)
No annual fee
No cash advance fee
Quick Cash Loan
Get $300 the same day (typically within minutes of applying)
$20 loan application fee (non-refundable)
Credit is pulled but not used to underwrite the loan
Must be employed and have at least $52 dollars from payroll coming to the credit union
Other qualifications may apply.
Find Your Next Car!
Mechanical Breakdown Protection
With a vehicle service contract you can add protection against the unexpected high cost of vehicle repairs.
Guaranteed Asset Protection (GAP)
The last thing you want to think about right now is a total loss on your new vehicle … But you should!
Credit Disability & Life Insurance
Credit Disability and Life Insurance can help ease the financial stress for you and your family should you be out of work due to a total disability or in the event of your death.
Convenience at Your Fingertips
Life is already busy and can be hectic at times. Why not do yourself a favor and make life one step easier by taking advantage of our electronic services including mobile banking, eStatements, Online Banking and Bill Pay?
See the difference and take advantage of our electronic services today!
Don’t Just Dream it. Do It...
We can help you find the perfect mortgage!
Purchasing a home is perhaps one of the most important and largest financial decisions you’ll ever make. That’s why you can rely on your credit union for making your dreams come true. Having a dedicated professional to help you navigate the process can be a real plus. We'll work to get you the best rates on the specific loan tailored to your needs.
