Credit Builder Loans

Anyone can go through tough times and get into a financial jam. We love helping members turn things around and get back on their feet!

We want to help our members obtain reiable transportation or get access to money when you need it. Our Credit Rebuilder/Builder loans are designed to help members get their credit rating back on track. We want to help our members gain financial confidence and experience joy! We offer a few options to help you turn things around and get back on track.

Credit Builder or Credit Rebuilder Auto Loan

Member must have direct deposit established for two pay periods

Member needs at least six months continuous employment

No credit score requirement

Must be a member for at least 90 days

Must qualify based on your ability to pay

Minimum $500 down payment

Credit Builder and Rebuilder Personal Loan

You can borrow any amount between $1,000 and $5,000

The funds stay on hold in your account until the loan is paid off

Then the funds are yours

It’s a great way to establish a positive payment history and save money

The funds earn interest while you are making the payments

Secured Visa Credit Card

Establish a positive payment history with a secured Visa Credit Card

Deposit the funds equal to your credit limit ($1,000 to $2,500)

No annual fee

No cash advance fee

Quick Cash Loan

Get $300 the same day (typically within minutes of applying)

$20 loan application fee (non-refundable)

Credit is pulled but not used to underwrite the loan

Must be employed and have at least $52 dollars from payroll coming to the credit union

Other qualifications may apply.

Mechanical Breakdown Protection

With a vehicle service contract you can add protection against the unexpected high cost of vehicle repairs.

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Guaranteed Asset Protection (GAP)

The last thing you want to think about right now is a total loss on your new vehicle … But you should!

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Credit Disability & Life Insurance

Credit Disability and Life Insurance can help ease the financial stress for you and your family should you be out of work due to a total disability or in the event of your death.

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You could save $652* on car insurance. Get a quote. TruStage Insurance Agency

mobile phone

Convenience at Your Fingertips


Life is already busy and can be hectic at times. Why not do yourself a favor and make life one step easier by taking advantage of our electronic services including mobile banking, eStatements, Online Banking and Bill Pay?

See the difference and take advantage of our electronic services today!

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family walking

Don’t Just Dream it. Do It...

We can help you find the perfect mortgage!

Purchasing a home is perhaps one of the most important and largest financial decisions you’ll ever make. That’s why you can rely on your credit union for making your dreams come true. Having a dedicated professional to help you navigate the process can be a real plus. We'll work to get you the best rates on the specific loan tailored to your needs.

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Phone: (336) 832-8119
Mortgage Dept: (336) 404-9965
Fax: (336) 832-8129

Lost/Stolen Debit Cards: (800) 523-4175
Lost/Stolen VISA Credit Cards: (800) 325-3678
ABA/Routing Number: 253176037

Moses Cone Hospital
1200 N. Elm Street
Greensboro NC 27401

Wesley Long Hospital
501 N. Elam Ave
Greensboro NC 27403

Alamance Regional Medical Center
1240 Huffman Mill Rd
Burlington, NC 27215

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