Visa Debit (Check) Cards

Woman using her debit card to make a purchase with a Visa merchant.Use your card to make purchases by check without writing one at millions of Visa merchants around the world that accept credit cards. The amount of your purchase is automatically deducted from your credit union checking account.

Your Visa Check Card can be used as a Visa at point of purchase locations (merchants) or as an ATM card. PINs (Personal Identification Numbers) are required for ATM usage, but not at a point of purchase.

Visa Check Card applications are subject to approval and are only issued to members with checking accounts. They may also be used as your Savings (Share Account) ATM card in conjunction with your checking account.

Contact a member services representative and apply for your Visa Check Card today.

Automated Teller Machine (ATM) Card
Make cash withdrawals at no charge at thousands of ATMs around the country and worldwide. Look for the machines displaying the Cash Point logo.

To find an ATM that accepts your ATM card, check out the resources below:

No Surcharge ATMs
No-Surcharge ATM Network

Cirrus ATMs
Cirrus ATM Locator

Pulse ATMs
Pulse ATM Locator


Blocked Point-of-Sale and PIN-Based Transactions

(except where noted * PIN-Based transactions allowed)




Czech Republic


Hong Kong


Iran, Islamic Republic of

Korea, Democratic People’s Republic of

Korea, Republic of





Russian Federation

Saudi Arabia

South Africa






If you are traveling and you are having trouble using your debit card for signature based transactions, please try the transaction using your PIN number. If you have any questions, please contact the credit union directly at (336) 832-8119 option 1.


Lost/Stolen Credit/Debit/ATM Card:

Notice: In the event your Visa Credit  card, Debit card (Visa Check Card) or your ATM card is lost or stolen, please report to us during office hours at (336) 832-8119. 

After hours, please call:

For Visa Credit Cards                  (800) 325-3678
For Visa Debit (Check) Cards    (800) 523-4175

To change your PIN or Activate your Debit Card, please call 866-985-2273