Loan Rates

Effective October 21, 2022
ProductTermAPR1
Auto - 2019 & Newer 60 months As low as 4.99%
Auto - 2019 & Newer 72 months As low as 5.99%
Auto - 2019 & Newer 84 months As low as 6.24%
Auto - 2015 - 2018 60 months As low as 5.74%
Auto - 2016 - 2018 72 months As low as 6.24%
Auto - 2016 - 2018 84 months As low as 6.99%
Auto - Older than 2015 60 months As low as 7.24%
Auto - Older than 2015  ($20,000+) 84 months As low as 8.24%
Credit Builder/ Rebuilder 60 months As low as 16.99%
Motorcycle - 2017 & Newer 48 months As low as 5.74%
Motorcycle - 2017 & Newer 60 months As low as 5.99%
Motorcycle - 2017 & Newer 72 months As low as 6.49%
Motorcycle - 2017 & Newer ($20,000+) 84 months As low as 6.99%
Motorcycle - 2012 - 2016 48 months As low as 6.99%
Motorcycle - 2012 - 2016 60 months As low as 7.49%
Motorcycle - 2012 - 2016 ($20,000+) 72 months As low as 7.99%
Motor Home/ Boat/ Travel Trailer - 2017 & Newer 84 months As low as 6.49%
Motor Home/ Boat/ Travel Trailer - 2017 & Newer ($25,000+) 108 months As low as 7.24%
Motor Home/ Boat/ Travel Trailer - 2017 & Newer ($25,000+) 120 months As low as 7.24%
Motor Home/ Boat/ Travel Trailer - 2017 & Newer ($50,000+) 180 months As low as 7.49%
Motor Home/ Boat/ Travel Trailer - 2012 - 2016 84 months As low as 7.74%
Motor Home/ Boat/ Travel Trailer - 2012 - 2016 ($25,000+) 108 months As low as 7.99%
Motor Home/ Boat/ Travel Trailer - 2012 - 2016 ($25,000+) 120 months As low as 8.24%
Motor Home/ Boat/ Travel Trailer - 2012 - 2016 ($50,000+) 180 months As low as 8.74%
Other Goods 72 months As low as 8.24%
Personal Loan 36 months As low as 7.99%
Personal Loan (below $20,000) 48 months As low as 9.24%
Personal Loan ($5,000+) 60 months As low as 9.74%
Personal Loan ($7,500+) 72 months As low as 10.24%
Personal Loan ($10,000+) 84 months As low as 10.74%
Savings & Certificate Secured up to 120 Months 3.00% above current rate
Home Equity Line of Credit (HELOC) up to 120 Months As low as Prime + 0
(minimum rate of 3.50%)

 

  • 1Rates are Annual Percentage Rate (APR)

  • Rates and terms are subject to change without notice

  • Consult a tax advisor - home equity loan interest may be tax deductible

  • Rates based on Credit Score and term. Exact rate quoted at time of approval

  • See Visa Disclosure Below

  • Contact us for more information

 

VISA Disclosure

The information about the cards described above is accurate as of 5/2022. The information may have changed after that date. To find out what may have changed, contact us at the number or location listed on the Contact Us Page.

Annual Percentage Rate (APR) for Purchases 

VISA Classic
8.49% - 16.49%

Other APRs

Cash Advance APR  8.49% - 16.49% 

Grace

Method of Computing the Balance for Purchases

Average Daily Balance

(including new purchases)

Annual Fee 

None

Minimum Finance Charge

None


Transaction fee for purchases
Balance Transfer Fee 
Late Payment Fee
Over-the-Credit- Limit Fee

  
      None
      None
      $10.00
      None