Home Equity Loans

At HealthShare Credit Union, we realize that owning a home begins with the right mortgage. This means more than just finding a great rate, it means knowing that your credit union is watching out for your best interests. With all the options available to you, you can feel confident that HSCU is taking care of YOU, our most valuable asset.

Home Equity Lines of Credit

Whether you are looking to build a deck or add carpet to your home or consolidate debt, HealthShare Credit Union offers our members an open end, variable rate equity line of credit that could be perfect for your project. You can draw from the line of credit time and time again, without having to redo the paperwork. You can take as little as you want or maximize the entire credit line over and over.

Contact us for details about this product.

PDF Document What you should know about Home Equity Lines of Credit

PDF Document Terms of Our Home Equity Line of Credit Plan

PDF Document Items Needed to Process a Home Equity Line of Credit

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Home Equity Rates

Home Equity Line of Credit (HELOC)
up to 120 Months
As low as Prime + 0
(minimum rate of 3.50%)

1APR = Annual Percentage Rate. Rates and terms are subject to change without notice. Rates based on Credit Score and term. Exact rate quoted at time of approval. Consult a tax advisor - home equity loan interest may be tax deductible. Contact us for more information.

Rates Effective as of December 1, 2023

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You could save hundreds on home insurance*

Ready to save, while helping protect your most valuable asset? Switching to Liberty Mutual Insurance made available through the TruStage Auto & Home Insurance Program is easy. Your home is your biggest investment, so make sure it's protected inside and out. Connect with an agent to learn about coverage and discounts.

*Savings validated by new customers who switched to Liberty Mutual in 2021 and participated in a countrywide survey. Savings may vary. Comparison does not apply in MA.

Please note that these calculators are provided for informational and planning purposes only. They do not constitute an offer to extend credit. Actual results may vary. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information.

No-Surcharge ATMs

Use your HealthShare CU Debit card surcharge-free at any CashPoints ATM or any ATM on the No-Surcharge ATM Network


Phone: (336) 832-8119
Mortgage Dept: (336) 404-9965
Fax: (336) 832-8129

Lost/Stolen Debit Cards: (800) 523-4175
Lost/Stolen VISA Credit Cards: (800) 325-3678
ABA/Routing Number: 253176037

Moses Cone Hospital
1200 N. Elm Street
Greensboro NC 27401

Wesley Long Hospital
501 N. Elam Ave
Greensboro NC 27403

Alamance Regional Medical Center
1240 Huffman Mill Rd
Burlington, NC 27215

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