Money can sometimes feel really confusing and stressful. Maybe you’ve got bills piling up, don’t know how to save, or just wish you were better at managing your money. Don’t worry—you’re not alone! And even better, there’s help available.
Financial counseling is a great way to learn how to handle your money better and feel more confident about your financial future. At HealthShare Credit Union, we care about your success and want to help you. That’s why we’ve partnered with BALANCE, a trusted resource that provides free financial counseling.
What Is Financial Counseling?
Think of financial counseling like getting a coach for your money. A counselor works with you to understand your money problems, helps you figure out a plan, and teaches you ways to make smarter decisions. Here’s how it can help:
- Get Out of Debt: If you owe money on credit cards, loans, or other bills, a counselor can help you make a plan to pay it off step by step.
- Create a Budget: Don’t know where your money goes every month? A counselor can help you track your spending and create a budget that works for you.
- Build Your Savings: Want to save for something big, like a vacation or a rainy day fund? A counselor can show you how to start and stick to a plan.
- Improve Your Credit Score: A better credit score means you can get lower rates on loans. A counselor can help you understand how to build or fix your credit.
Why Is Financial Counseling So Important?
Getting help with your money can make a huge difference in your life. Here’s why:
- Feel More Confident: When you understand your money and have a plan, you feel better about your future.
- Stress Less: Worrying about money can make you feel bad. Financial counseling can help you solve problems and take away some of that stress.
- Enjoy Life More: When you’re not stressed about money, you can spend more time focusing on the people and things you love.
Ready to Get Started?
You don’t have to figure everything out on your own. BALANCE offers free and confidential counseling to help you take control of your finances. It’s easy to get started, and you can work with a counselor who will be with you every step of the way.
Visit our financial resource page to learn more and start your journey today.
Taking the first step might feel a little scary, but remember—you don’t have to do it alone. With BALANCE and HealthShare Credit Union by your side, you can build a brighter future, one step at a time. You’ve got this!
