Loans

Shopping for a new car? Looking to improve your home?
Need extra money for debt consolidation?

HealthShare Credit Union has loans to suit your every need. We offer personalized service and competitive rates. Applying is easy – by phone, online or at any of our offices.

When you need to borrow – for whatever reason - you can count on your credit union as the best option for all your lending needs.

 

The credit union wants your business! If you are offered a lower rate by another financial institution or dealerships, please call us or bring in your documentation and we will do our best to meet or beat that offer. We want you to utilize your financial cooperative as it was intended - for ALL your financial needs! This is how your credit union is able to offer the best loan and deposit rates! So, give us a chance to put some of your hard earned money back in your pocket!

woman in car

New and Used Auto Loans

If you are in the market for a new or used auto, check with your credit union first. HealthShare Credit Union is committed providing you a low cost way to make that purchase happen. To apply for a credit union automobile loan, complete an application and submit with a copy of your most recent paystub.

Mechanical Breakdown Protection (Extended Warranty)

Vision Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on a Vision Warranty. No matter where you travel in the United States, they protect you against major mechanical expenses, and all plans come with a Rental Car Allowance and 24/7 Emergency Roadside Service. Learn more about Mechanical Breakdown Protection...

wrench
tree on car

Guaranteed Auto Protection (GAP)

With this low cost plan, if your vehicle is a total loss due to accident or theft, you will not be liable for substantial financial obligations that are not covered by your auto insurance.

Personal Loans

HealthShare Credit Union offers to our members an open end line of credit with a fixed interest rate. These loans are ideal for the unexpected car repairs or for paying taxes. Whenever you think about needing some extra cash, check with your credit union first. See us for a low rate. You may apply for one of these loans by completing an application and submitting with a copy of your most recent paystub. 

broken water heater
New home

Mortgages

At HealthShare Credit Union, we realize that owning a home begins with the right mortgage. This means more than just finding a great rate, it means knowing that your credit union is watching out for your best interests. With all the options available to you, you can feel confident that HSCU is taking care of YOU, our most valuable asset.

Boat Loans

Head out on the open sea or local lake with a boat loan from HealthShare Credit Union. We can make owning your own boat affordable with financing up to 180 months for new and used boat loans. In addition to convenient application and convenient repayment options, we also offer competitive rates.

Already own a boat? Finance with HealthShare Credit Union and you could lower your interest rate and monthly payment. Apply online, call or stop by any HealthShare Credit Union location for a quote today.

sailing on boat
Camping

RV Loans

Hit the highways for the ultimate road trip with an RV loan from HealthShare Credit Union. We can make your cross-county dreams come true with financing up to 120 months for new and used RV loans. In addition to convenient application and convenient repayment options, we also offer competitive rates with discounted rates.

Already own a RV? Finance with HealthShare Credit Union and you could lower your interest rate and monthly payment. Apply online, call or stop by any HealthShare Credit Union location for a quote today. 

Motorcycle Loans

Feel the wind in your hair with a motorcycle loan from HealthShare Credit Union.

HSCU makes owning your dream machine affordable with financing up to 60 months for new and used motorcycle loans. In addition to convenient application and convenient repayment options, we also offer competitive rates.

Already own a motorcycle? Finance with HealthShare Credit Union and you could lower your interest rate and monthly payment. Apply online, call or stop by any HealthShare Credit Union location for a quote today.

motorccle overlooking mountain
savings

Share Secured Loans

Borrow from yourself and save!

Use your regular share account or share certificate as collateral and borrow up to the amount in your account. You will continue to earn dividends on your savings as you pay down your loan.

It's easy - no credit report or income verification required. Apply online, call or stop by any HealthShare Credit Union location for a share secured loan today. 

Overdraft Protection Line of Credit

Overdraft Protection is used to cover share draft accounts when items are presented when the funds are not available and avoids returning the item to the presenter. All overdraft accounts must be paid in full at least monthly. To apply for an overdraft protection line of credit, submit an application and a copy of your most recent paystub.

Empty wallet
Image

Loan Protection

At a nominal charge, Credit Life and Disability insurance can help protect your family from your loan obligations in case of your death or disability.

Mechanical Breakdown Protection

With a vehicle service contract you can add protection against the unexpected high cost of vehicle repairs.

Learn More

Guaranteed Asset Protection (GAP)

The last thing you want to think about right now is a total loss on your new vehicle … But you should!

Learn More

Credit Disability & Life Insurance

Credit Disability and Life Insurance can help ease the financial stress for you and your family should you be out of work due to a total disability or in the event of your death.

Learn More

You could save $652* on car insurance. Get a quote. TruStage Insurance Agency

mobile phone

Convenience at Your Fingertips

 

Life is already busy and can be hectic at times. Why not do yourself a favor and make life one step easier by taking advantage of our electronic services including mobile banking, eStatements, Online Banking and Bill Pay?

See the difference and take advantage of our electronic services today!

Learn More
family walking

Don’t Just Dream it. Do It...

We can help you find the perfect mortgage!

Purchasing a home is perhaps one of the most important and largest financial decisions you’ll ever make. That’s why you can rely on your credit union for making your dreams come true. Having a dedicated professional to help you navigate the process can be a real plus. We'll work to get you the best rates on the specific loan tailored to your needs.

Learn More

Phone: (336) 832-8119
Mortgage Dept: (336) 404-9965
Fax: (336) 832-8129

Lost/Stolen Debit Cards: (800) 523-4175
Lost/Stolen VISA Credit Cards: (800) 325-3678
ABA/Routing Number: 253176037

Moses Cone Hospital
1200 N. Elm Street
Greensboro NC 27401

Wesley Long Hospital
501 N. Elam Ave
Greensboro NC 27403

Alamance Regional Medical Center
1240 Huffman Mill Rd
Burlington, NC 27215

© 2022 HealthShare Credit Union.
Designed By Ewart Technologies Inc.