VISA Credit Cards

Visa Credit Cards are a great way to borrow funds from your credit union any time and any where that accepts Visa, worldwide. Apply today for our low interest, no annual fee Visa card. Contact a loan officer for more information.

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Account Information 24/7

Find out your VISA account balance, amount and date of your last payment, available credit and so much more by logging onto www.ezcardinfo.com anytime of day or night.

Notice: In the event your Visa Credit card, Debit card (Visa Check Card) or your ATM card is lost or stolen, please report to us during office hours at (336) 832-8119.

After hours, please call:

For Visa Credit Cards (800) 325-3678
For Visa Debit (Check) Cards (800) 523-4175

Visa Credit Card and Visa Debit Card – BLOCKED COUNTRIES

Due to recent international fraud, HSCU has blocked the following countries from performing ATM/Visa Check Card and Visa Credit Card transactions – unless we receive travel notification. If you'll be traveling, please provide your credit union with the dates of travel, countries and a phone number where you can be reached while traveling.

Blocked Point-of-Sale and PIN-Based Transactions
(except where noted * PIN-Based transactions allowed)

Bulgaria
China
Cuba
Czech Republic
Egypt
Hong Kong
Japan

Iran, Islamic Republic of
Korea, Democratic People’s Republic of
Korea, Republic of
Kuwait
Nigeria
Philippines
Romania

Russian Federation
Saudi Arabia
South Africa
Sudan
Taiwan
Thailand
Turkey
Uzbekistan

VISA Disclosure
The information about the cards described above is accurate as of 5/2022. The information may have changed after that date. To find out what may have changed, contact us at the number or location listed on the Contact Us Page.
Annual Percentage Rate (APR) for Purchases	VISA Classic 8.49% - 16.49%
Other APRs	Cash Advance APR 8.49% - 16.49%
Grace
Method of Computing the Balance for Purchases	Average Daily Balance (including new purchases)
Annual Fee	None
Minimum Finance Charge	None
Transaction fee for purchases Balance Transfer Fee Late Payment Fee Over-the-Credit- Limit Fee	None None $10.00 None

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Life is already busy and can be hectic at times. Why not do yourself a favor and make life one step easier by taking advantage of our electronic services including mobile banking, eStatements, Online Banking and Bill Pay?

See the difference and take advantage of our electronic services today!

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We can help you find the perfect mortgage!

Purchasing a home is perhaps one of the most important and largest financial decisions you’ll ever make. That’s why you can rely on your credit union for making your dreams come true. Having a dedicated professional to help you navigate the process can be a real plus. We'll work to get you the best rates on the specific loan tailored to your needs.